Board of Directors

Joe Mirachi is an innovative and successful credit union executive with an established record of achieving exceptional business results across diverse functional areas. A credit union executive for over 25 years, he is currently the President and CEO of Launch Credit Union in Merritt Island, Florida. Joe excels at building high performing teams that develop and deploy results-driven strategic plans.

Joe’s academic background includes a degree in economics, a graduate certificate in banking and an MBA. For several years, he was also an adjunct professor facilitating classes in economics, marketing, finance, and strategic planning.

An expert on the interaction of strategic planning and risk management, Joe regularly speaks at credit union conferences. An advocate for pro-active risk management, he sees the power in pooling resources by outsourcing information security and compliance to VYFI. Bottomline, this collaboration creates both the economies-of-scale and the economies-of-scope required to better protect credit union members in today’s disruptive environment.

Mark Brewer is a Senior Vice President and Chief Information Officer at Launch Credit Union in Merritt Island, Florida. In this role, Mark leads the Information Technology and Project Management teams. He also is the Chief Executive Officer of Launch CUSO Holdings, LLC., a wholly owned subsidiary of Launch Credit Union.

Brewer received the Credit Union Executive Society (CUES) Certified Chief Executive (CCE) designation in 2018. Mark’s professional career has been devoted to the financial service industry since 1985. He began his journey with credit unions in 1998 and has served three credit unions in an executive capacity.

Mark is no stranger to NCUA, FFIEC and State regulatory agencies having overseen Information Technology Security compliance for more than 20 years.

Prior to relocating to Florida, Mark held an elected office for several years and guided his hometown by offering new services while maintaining or reducing their tax burden.

Brewer is passionate about sharing his insights and helping credit unions secure their members data which they are entrusted with.

Jennifer Addabbo

Jennifer Addabbo
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Jenn is a Co-founder and CEO at Engage fi and has worked in financial services for over 16 years. She spent several years working at FIS, helping financial institutions create strategies for their digital channels. Then she worked as Vice President, Credit Union Experience for PSCU with a focus on the member experience. She worked with credit unions as they selected their partners for Credit, Debit, Online Banking, Mobile, and Bill Pay. Jenn was inducted into Tampa Bay Business Journal’s 40 Under 40 in 2019. She graduated from James Madison University with a focus on design and communication. When not working, Jenn enjoys spending time with her husband and two young sons in Tampa, FL.

William F. Hills

William F. Hills
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Bill Hills has a 40+ year career in industry and consulting. He has focused on leading and supporting sustainability, growth and transformation for industry-leading companies including Chase Econometrics, Johnson & Johnson, Computer Sciences Corporation (CSC), Science Applications International Corporation (SAIC), Xansa, PLC, and, most recently, Navy Federal Credit Union. He retired in 2019 after 10 years, serving as its Executive Vice President and Chief Information Officer for the last 5 years.

Mr. Hills is a consummate leader with a proven track record of blending effective business processes with practical information technology solutions to improve corporate performance. His multidisciplinary background includes extensive experience in developing applications on a wide-range of platforms, driving innovation for competitive advantage, and affecting large-scale organizational transformation to improve operational and business efficiency and effectiveness. Mr. Hills was named a ComputerWorld Premier 100 IT Leader in 2016 and a Constellation 150 Business Transformation Leader in 2018. Under Mr. Hill’s leadership, Navy Federal was named a ComputerWorld Best Places to Work in IT organization in 2015, 2016, 2017, 2018 and 2019. In addition, the project management office that Mr. Hills formally created in 2013 was named PMO of the year by The Project Management Institute in 2015.

William “Carroll” Scarborough

William “Carroll” Scarborough
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William "Carroll" Scarborough is a pragmatic professional with vast experience in leadership roles. Mr. Scarborough recently retired from Pan Air Credit Union where he served in numerous roles including, Chief Financial Officer and President and Chief Executive Officer. Prior to joining Pen Air, Carroll had been the Chief Financial Officer of IBM Southeast Employees Credit Union (now known as iTHINK Financial Credit Union) for nearly twenty-five years.

Carroll attended Shepherd University and attained the Certified Chief Executive designation from the Credit Union Executive Society (CUES).

He is adept at implanting strategic business plans and has a proven history of driving growth while improving operations. Carroll is very skilled in monetary management and has built extraordinarily successful and highly functioning leadership teams.